Is a Burst Pipe Emergency Covered by Insurance?

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Is a Burst Pipe Emergency Covered by Insurance?

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An emergency involving a burst pipe is an unexpected financial burden to homeowners and business owners. Does your insurance cover a bursting pipe? Here is the information we found to help you avoid unforeseen costs.

According to the Insurance Information Institute, homeowners’ insurance does cover unexpected burst pipes and the damage it causes, however insurance does not cover the damage resulting from an ongoing slow leak that was left and not repaired.

Water Damage from Burst Pipe

Photo: Pennlive.com UCLA water damage from burst pipe. Read Full Story

How to Prevent Bursted Pipes?

There are major problems associated with a burst pipe. Even a small crack can flood your home, besides the visible damage, water damage under the carpet, wood floors and in the walls can cause mold if not dealt with immediately.

freezing weather pipe burst

Pipe Burst due to Freezing Weather

Here are a few recommendations to help you avoid burst pipes.

  • Learn More about emergency release valves.

  • Avoid frozen pipes in cold areas by properly insulating exposed pipes.

  • Prior to winter drain all outdoor pipes and faucets and disconnect the hoses to avoid bursts.

  • Schedule a yearly maintenance inspection by a licensed contractor.

When it comes to plumbing emergencies, prevention is key. Our team of plumbing technicians regularly performs home plumbing inspections, and routine evaluations to identify potential problems from wear and tear.

How to Handle a Pipe Burst?

If you experience a bursting pipe, and you do not have an emergency shut off valve, you must react quickly to minimize the damage.

  • Locate your house water valve, know where this is at all times.
  • Turn the valve clockwise to shut off the water to your home.
  • Verify the water has been shut off by turning on your water hose outside, which should stop if you properly followed the procedure.

Our Bay Area plumbing company has helped thousands of homeowners avoid emergency bursting pipes by providing regular maintenance inspections.

We have also installed hundreds of shut off valves to help them avoid water damage and repair costs if they have a pipe burst while away from home.  We are also open 24 hours a day, 7 days a week including holidays and weekends.  If you ever have a plumbing emergency, give us a call and we’ll quickly help you.

Taking small steps to avoid unnecessary repairs and expenses is very important. There’s nothing more frustrating than paying for insurance coverage, have a pipe that bursts to later find out it’s not covered due to improper maintenance.

Know your insurance policy, and understand your particular coverage to avoid unnecessary expenses.
Our plumbing company in San Mateo accepts insurance claims, we will communicate with parties involved to insure a timely repair and avoid any further unnecessary costs.


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Express Plumbing
307 N. Amphlett Blvd San Mateo, CA 94401
Phone: (800) 246-6425 $246 - $6425
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